Use the “Snowball” Method to Destroy Your Debts and Jump Start Your Investments

If you’ve read Dave Ramsey’s book Total Money Makeover you’re familiar with the snowball method for paying off debt. For those who aren’t, here’s a quick primer: List out all of your debts Order them by amount of debt, the lowest amount first Throw everything you can at paying off that debt, and pay the minimum on everything […]

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Avocado Toast Isn’t Ruining Anything

$19 avocado toast isn’t stopping millennials from buying homes, no matter what some millionaire in Australia may think. Sure, flippant spending is a surefire way to ruin your finances, but many who indulge in the occasional brunch do so consciously, knowing what they’re doing. If you truly believe that avocado toast and coffee are ruining […]

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Four Things I Won’t Skimp On

Clipping coupons from the Sunday paper was a pastime I remember fondly growing up in my household as my parents raised two kids on one (self-employed) income. We didn’t grow up poor, but my parents were always very money-conscious, and when you’ve got two hungry mouths to feed (my brother moreso than me, you should […]

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What The Hell Is An ESPP?

When I first saw the abbreviation ESPP, I didn’t even know what it was. Chances are if you haven’t run into one before, you probably don’t either. Yet it’s something that lots of folks have access to, even if they’re a bit uneducated about it. I’ve had about a dozen coworkers at previous companies ask about ESPP’s, […]

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What’s Early Retirement, anyway?

I hear people talking frequently about early retirement and it got me thinking – just what is early retirement? “Real” Retirement Well, let’s start with something not so ambiguous: what the government considers retirement. If we’re taking a look at Social Security, the minimum age you’re eligible for collecting is 62 – albeit with some penalties – with the […]

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