Get An MIT Education For Free

Have you ever wanted to get an MIT education, but don’t have $70k a year to do it? What options might you have? Of course student loans are available (for those who want to be a quarter million dollars in debt when they graduate). Scholarships and grants are another good step to research, but chances are most of us won’t get enough in those to cover tuition. So, what’s a hopeful learner to do? Go to MIT for free, of course! The Real Deal No, this isn’t a gimmick. For anybody wishing to learn about basically anything MIT offers most of its course material online, 100% free of charge. It’s called MIT OpenCourseWare and it’s an incredible resource for anybody looking for […]

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Do You Know What STD’s Your Partner Has?

When you’re dating someone and marriage is potentially on the horizon, it’s important to discuss a number of different things. Of course, regular conversations will come up early on in your dating. Things like hobbies, jobs, and other relatively easy topics to talk about. When things start getting serious in a relationship, though, some more difficult conversations need to be had. Things like specifically how much money the other person makes? What are your life-long goals? Do you want kids? Some of these conversations can be deal-breakers, and many of them are private. Especially when you start talking about STD’s. Be Open and Honest About STD’s No, I’m not talking about those STD’s. I’m talking about Sexually Transmitted Debt. Debt […]

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Personal Capital: My Favorite Net Worth, Retirement, and Cash Flow Tracker

Disclaimer: If you register for a Personal Capital account through the links in this article, I may receive compensation. I never recommend things I don’t personally use and believe in. For more information, please read my full Disclaimer. I’ll admit: as a personal finance blogger I love checking out new tools and things to make my life easier. From Peer to Peer Lending, to different budgeting tricks, and ways to cut down bills…if it can potentially help our financial situation, I’m interested in it. I’ve been tracking our Net Worth for a while now. I always had a general idea of where I stood, but as I’ve changed jobs over the years and my investments have gotten a bit spread out, it […]

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What’s Going On in the Blogosphere: Episode 9

The personal finance blogosphere - the world of blogs - is vast

Each week I’m going to try to put together a list of 3-5 great blog posts I’ve read from other personal finance bloggers. These posts are a collection of things I find interesting and thought-provoking, and if you like the content I’m posting I’d encourage you to check out some of the posts in this list. There are many more posts I recommend throughout the week on Twitter – if you aren’t following me yet, please head over there and give me a Follow or follow me on Facebook.   Debts to Riches: Keeping Up With The Mustachians Nearly everyone’s heard of keeping up with the Joneses, right? It turns out that even with financially-savvy minds, comparing yourself to others can still have […]

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8 Better Ways To Use $1000 Than Buying An iPhone 8

Holy crap. Those were the only words I could muster when I read headlines that the iPhone 8, scheduled for this fall, is slated to be a $1000 cell phone. FOUR. DIGITS. Even as a technology nerd, that’s absolutely insane to me. Yes, I’ll be dropping some serious cash on some new phones in the future (more on that in a future post) but we’ll come in far below that price per phone. CNET’s Take Recently CNET posted an article proclaiming that the iPhone 8’s astronomical price tag was, in fact, no big deal. But if you have any financial sense, it is a big damn deal no matter how you slice it. Here are the reasons CNET is wrong. […]

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How You Can Support People Impacted by Hurricane Harvey

In support of my readers and fellow personal finance bloggers in TX, I’m deviating a bit from my standard topics. As folks who are responsible with money, we have an incredible opportunity to help those in need. We often think about spending and saving for ourselves, or donating money to charities and causes that we care about. In times of crisis, the need becomes much more real. Even if you’ve been living under a rock, you’ve undoubtedly seen and heard of the devastation caused by Hurricane Harvey, particularly in Houston and other areas of Southeast Texas. The damage is unprecedented; the pictures and videos show the extent of the flooding and damage. Millions of people displaced or effected by floods, […]

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The Most Expensive Vacation I Never Took

You know what’s awesome? Booking a trip to Vegas. Less awesome? Not actually taking that trip. The least awesome of all? That trip you didn’t take (combined with bad habits) landing you into years of credit card debt. I wish I could tell you I was making this up, I really do. But nope – this happened to me back in 2008 and was one of the catalysts to landing me in credit card debt. Mistake #1: Trusting Drunk Dave When I was in college one year, I was living with 5 other dudes. Yes, 5. Three of them were named Matt, and two had the same last initial. It was a very complicated period of time, and we drank. […]

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What’s Going On in the Blogosphere: Episode 8

The personal finance blogosphere - the world of blogs - is vast

Each week I’m going to try to put together a list of 3-5 great blog posts I’ve read from other personal finance bloggers. These posts are a collection of things I find interesting and thought-provoking, and if you like the content I’m posting I’d encourage you to check out some of the posts in this list. There are many more posts I recommend throughout the week on Twitter – if you aren’t following me yet, please head over there and give me a Follow or follow me on Facebook.   Financial Samurai: Stop Frugality From Leading To Lifestyle Deflation Most people are worried about too much lifestyle inflation. It can lead to over-spending and debt. But Sam over at Financial Samurai, being relatively […]

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Too Many Financial Metrics: What Should You Track?!

If you’re just starting to keep track of your own money, it can be a bit overwhelming. There are a ton of terms and financial metrics that seem important. Acronyms are rampant and if you don’t know what they are, it can be very intimidating to even try to learn. I’m pretty sure this is why a lot of people just don’t take a big interest in their own financial security. It’s a common thing, actually, called analysis paralysis. When there’s so much to look at and compare and do, it’s easiest to just do nothing. But if you’re serious about taking control of your financial situation and want to start…where do you start? With so many things to track, […]

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Our Solution to an Overstuffed Closet

Clutter can be debilitating. We have been somewhat thankful in that both Kristin and I have moved a fair amount in the past five years. Each time we move, we go through our stuff and pare down what we don’t really need anymore. Having to cram all of your personal possessions into a Hyundai Sonata – twice – really make you think about what things you want to keep and what things you don’t. Clothes, though, always seemed to be a little bit elusive during these moves. Thankfully, we’ve employed the same trick every year to help us keep our wardrobes relatively lean. This helps us free up closet space. Having less clutter in your house has positive psychological effects, […]

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