A Day In The (Hopeful) Life: My Ideal Day

With the chaos, planning, and excitement of our wedding now (sadly) in the past, Kristin and I are now back in our routine. Wake up, get ready for work, go to work, come home from work, dinner, hang out, sleep. The days have been long and largely filled with work and related activities. Long, sometimes arduous days can take a toll on morale, especially after coming down from the emotional highs around planning and celebrating our wedding with our friends and family. I’ve done a lot of thinking about how I would structure my time if I ever was able to leave my day job. I’d undoubtedly do it in pursuit of full-time writing/blogging. Since I’ve made a whole $2.84 […]

Continue Reading

What’s Going On in the Blogosphere: Episode 2

The personal finance blogosphere - the world of blogs - is vast

Each week I’m going to try to put together a list of 3-5 great blog posts I’ve read from other personal finance bloggers. These posts are a collection of things I find interesting and thought-provoking, and if you like the content I’m posting I’d encourage you to check out some of the posts in this list. There are many more posts I recommend throughout the week on Twitter – if you aren’t following me yet, please head over there and give me a Follow! My  Money Wizard: 7 Things That Are Always True of Big Savers (according to Yahoo readers) Fellow Minnesota resident, The Money Wizard, was featured on a Yahoo Finance article a while back for having some serious cash saved up […]

Continue Reading

Why We Rarely Fight About Money

Marriage and money is a complex set of topics. Financial issues are frequently cited as one of the most common reasons for divorce. In a healthy marriage it’s not uncommon to have some disagreements. What’s important, however, is how you handle those disagreements and work through them as a couple. Kristin and I rarely fight about money. We mostly see eye-to-eye when it comes to our finances (even if I’m a bit more laser-focused on early retirement), and there are a few major reasons for that. The Initial Money Talk We had the money talk early. It was one of the first “real” conversations we had even before getting engaged. I knew a long time ago that I did not […]

Continue Reading

Is Traditional Full Time Employment Overrated?

This is the age of millennials pursuing financial independence and the digital nomad lifestyle (even if I am not). More than ever, the younger generation is bucking the trend of finding a company to work at for 45 years. What worked for our parents’ generation just doesn’t cut it anymore.  Is full time employment overrated? Traditional full-time positions seem to be viewed as less and less attractive. Full time employment has some undeniable drawbacks if you’re pursing a life of travel and leisure. However, for all their drawbacks, there are a few things that make these jobs a potentially lucrative option. They shouldn’t be overlooked, no matter what lifestyle you are trying to build. In Favor of Full Time The […]

Continue Reading

When a Dollar isn’t a Dollar: The Case for Cutting Costs

We’re on Twitter! I’m just getting the Twitter account set up now, and admittedly I have never used Twitter before. Like…ever. I’d appreciate a Follow, and any tips or tricks would be great! Also if we could avoid telling my dad that I am finally ‘tweeting’ that’d be great. He prides himself on being the only one in the family who does! What if I were to tell you that a dollar isn’t really a dollar? You’d certainly look at me like I was crazy, right? Of course you would. But it turns out that most of the time when we think about spending or earning a dollar, it really ISN’T a dollar at all. At least, they aren’t the […]

Continue Reading

What’s Going On in the Blogosphere: Episode 1

The personal finance blogosphere - the world of blogs - is vast

I’m starting something new this weekend: each week I’m going to try to put together a list of 3-5 great blog posts I’ve read from other personal finance bloggers. These posts are a collection of things I find interesting and thought-provoking, and if you like the content I’m posting I’d encourage you to check out some of the posts in this list. My Strategic Dollar: Super Savers Q&A with Lily @ The Frugal Gene Lance over at My Strategic Dollar interviewed rockstar frugal freak Lily of The Frugal Gene about her life and how her childhood shaped her financial future. As an immigrant she’s got a fascinating story, and Lily and her husband save over $100,000 each year – and don’t even […]

Continue Reading

Three Wedding Expenses We Forgot to Account For

We just got married a couple weeks ago. As you can imagine, it was not cheap. TheKnot puts the average cost of a wedding around $35k. We had saved up our money and had a pretty solid amount set aside and a relatively bullet-proof budget – or so we thought. It turns out there were several things that added to our bottom line. These things were easy to underestimate or totally overlook, and took a toll on our budget over the course of a few months. Without further ado, our budgeting blunders: Postage Yes, stamps. Hundreds of dollars of stamps. It’s very easy to underestimate the cost of stamps if you have a sizable invite list. Initially you may think […]

Continue Reading

I Don’t Want To Be a Digital Nomad

It seems that becoming a digital nomad is all the rage these days. For those unfamiliar with the term, a digital nomad is one who tends to live and work remotely. They aren’t tied down to being in a single location for work, which gives them the flexibility to travel often. Many people who identify as digital nomads wind up living in a very flexible situation. Buying an RV is a very common one, but some just travel from place to place, freelancing their way through life and exploring different cultures and areas of the world. Turning Into a Digital Nomad (How Not To Quit Your Job) My best friend could be described as a (now kind-of-former) digital nomad. A […]

Continue Reading

Why We Started Meal Prepping and How It’s Impacted Our Lives

It may sound silly at first, but meal prepping not only saves us a fair amount of money; it’s actually transformed and strengthened our relationship. Kristin and I have been meal prepping for the majority of 2017 so far, and it’s likely we’ll continue to do it for a very, very long time. Previously we had never done it – we would make lunches at home sometimes and bring them to work, but that was about it. Nothing was done in advance (typically not even the night before) and if we didn’t have some ingredient (like having lunch meat but no bread), it meant having to buy lunch instead. That was expensive, and often times quite wasteful. Neither Kristin nor I are extraordinary […]

Continue Reading

Post-Wedding Blues and The Long Journey

On an airplane to our mini-moon!

First off, I want to apologize for not having written in a few days. It turns out getting married is both awesome and exhausting. We needed some quality R&R time, and now unfortunately we’re in the “post-wedding blues” phase of life. Altogether, we had been planning our wedding for over a year. We hired a company (and saved a $h!t ton in the process, despite still being expensive) to help manage the whole day for us and plan everything with us. Fourteen months of back and forth phone calls, text messages, and emails. Countless pictures sent, and several trips out to California. We managed to pay for it all ourselves without going into debt. Going into a marriage 100% debt-free […]

Continue Reading