Four Things I Won’t Skimp On

Clipping coupons from the Sunday paper was a pastime I remember fondly growing up in my household as my parents raised two kids on one (self-employed) income. We didn’t grow up poor, but my parents were always very money-conscious, and when you’ve got two hungry mouths to feed (my brother moreso than me, you should […]

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What The Hell Is An ESPP?

When I first saw the abbreviation ESPP, I didn’t even know what it was. Chances are if you haven’t run into one before, you probably don’t either. Yet it’s something that lots of folks have access to, even if they’re a bit uneducated about it. I’ve had about a dozen coworkers at previous companies ask about ESPP’s, […]

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What’s Early Retirement, anyway?

I hear people talking frequently about early retirement and it got me thinking – just what is early retirement? “Real” Retirement Well, let’s start with something not so ambiguous: what the government considers retirement. If we’re taking a look at Social Security, the minimum age you’re eligible for collecting is 62 – albeit with some penalties – with the […]

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Budgeting 101: The 50/30/20 Budget

Ah yes. The dreaded “B” word. A seemingly simple task that many of us just avoid talking about. In fact, according to a Gallup Poll, only about a third of American households make a budget. With so few of us having a grasp on what’s coming in and out each month, it’s unsurprising that so many […]

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