Two Weeks In: An Honest Look At My 2018 Goals

Broken mug. Broken goals.

We are halfway through the month of January, and I’ve got a confession. While we’re rocking on some goals, others aren’t going so well. In fact, I’ve already failed at some of my goals completely.

But I don’t really care – and there’s a reason.

I Suck At Goals

Here are some of the goals I’m already behind on, or flat our have given up.

Finalize the rollover of my old 401(k).

I’m behind on this one, and it’s stupid. You see, I’d meant to have this done last year. Actually if we’re being honest, back in 2016.

I have a Roth 401(k) from my first job that’s still sitting out there. It’s got a fair amount of money in it, but I haven’t rolled it over into IRA’s yet.

The only reason I haven’t rolled it over yet is because I need to talk to somebody on the phone. And if you know me, you may know that I hate talking on the phone.

I’m behind, but it’s not too bad of a deal. I realized that a fair amount of the portfolio is in old company stock, and it’s been performing very well lately. If I roll it over this week I should be able to lock those hefty gains in and then reinvest in a Total Stock Market Index Fund.

Self-Imposed Deadline: End of January.


Convert Financial Fridays posts into a freebie opt-in email course.

This one will take a little bit of work, but I’m excited to get it done. That being said, I have no idea how to even begin.

For starters I know I’ll need to rewrite some of the content, so that’s my goal for this month. I’d like to have this one squared away by the end of Q1.

Self-Imposed Deadline: End of March


Generate income of $500/mo through blogging and other freelancing, etc.

Not too bad on this front yet. While things haven’t materialized, I feel confident that they will easily by the end of the year.

I’ll have a post on Friday that explains some of this in a bit more detail. The side hustle game is pretty new to me, though, and it is taking some easing in to.


Limit alcohol intake to 1 day a week. Exceptions allowed for vacations.

Udder failure. In fact, I didn’t even last a week on this one.

On Wednesday the 3rd I decided, after coming home, that a whiskey with dinner sounded like a good idea. I totally forgot about this goal when doing that.

Later over the weekend I had a couple of beers at my brother’s house, so this one was toast.

Revised Goal: Don’t drink during the week.


The Point

So why am I sharing this?

It’s a reminder that even though many people set goals at the beginning of the year, it’s important to evaluate your goals frequently.

Making goals shouldn’t be a once-a-year thing.

Goal-setting is an ongoing process, one that should accompany your thoughts every time you think about what you’ve been doing lately.

I like to make goals on a monthly and quarterly basis as well. Revisiting things helps keep them fresh in my memory – which I clearly need. And shorter time-frames are easier to deal with.

Those shorter goals ultimately should help prop up the longer-term ones. Having a month or even a week or two without spending anything (except on essentials) isn’t sustainable long-term. But it can be a nice little boost as we aim to save more and grow our net worth.

Don’t Give Up Altogether

If you’ve already failed at some New Year’s Goals, it’s okay. Not every goal is meant to be followed forever. Sometimes life changes, or you just set an unrealistic goal.

Keep evaluating your situation, see what is going well and what’s not. If your goals change, or if you decide it’s not something you want to follow anymore, there’s nothing wrong with changing your mind.


Are your New Year’s goals going better than mine?

You may also like


    1. Depends on how much time you can dedicate and what you want to do to make that money. I think you can make $500/mo with a bit of effort, maybe 5-10 hours a week at most.

      But it depends on what interests you 🙂 So like for me, I like writing, so I’m going to explore freelance writing opportunities.

  1. I love this, Dave! It’s important to regularly assess goals and course-correct if necessary. And I feel you on not wanting to talk on the phone. I actually book all my doctor’s appointments through Zocdoc for that very reason!

  2. So good to keep in mind! Everyone focuses on goals in Jan and then it just drops off the radar. But it should be an ongoing process of evaluating and readjusting.
    We’ve gone back and forth on so many “don’t drink x” or only on certain days, it feels like we drink more when we try to restrict it! Now we just go with the flow but try to focus on other things like projects or exercise in the evenings to cut down on “boredom temptation” or negative routines.
    I’m rooting for you on your $500/mo hustle goal!

    1. Yeah I think the ‘go with the flow’ methodology but taking a more holistic approach is better – some sort of semi-arbitrary limitation seems too forced I think and it’s sometimes tough to remember. 🙁

      And thanks for rooting me on! I will make sure to share when I hit that goal 🙂

  3. I love how your assessing them already. That is the key, but I need to do the same. I have my goals laid out and need to put together a monitoring plan to see how I plan to assess their progress.

    1. Yeah, monitoring them is tough. We didn’t write anything down on a whiteboard or anything so I don’t have that daily reminder…means that frequent check-ins are even more important!

  4. One of my goals is to take the stairs instead of the elevator. I accidently took the elevator this morning. Another one is to eat out at most 3x a month, and I’ve already eaten out 3x this month, so as long as I don’t eat out again this month, I’m good.

    > Making goals shouldn’t be a once-a-year thing.

    I so agree with this. I am always setting new goals & updating old ones.

    1. How many flights of stairs do you have to deal with? I work on the 7th floor and it’s doable but by the time I get up all 7 flights with my backpack and winter coat and such, I’m toasty!

Leave a Reply

Your email address will not be published. Required fields are marked *