Why We Sell ESPP Shares ASAP

Avoid volatility and unnecessary risk. Sell ESPP shares ASAP

Employee Stock Purchase Plans, or ESPP’s, are one of my favorite under-cover savings mechanisms. They present a great opportunity to squirrel away some money without thinking about it too much. In fact, my Employee Stock Purchase Plan at a previous company was precisely the way we were able to afford to pay our wedding in cash and save up for a down payment. If you’ve got the option to participate in one at work, they can be great. But there are some things to look out for that could catch you off guard. Basic of ESPP’s I’ve outlined the basics of Employee Stock Purchase Plans before, but the concept is simple. Let’s talk about Kristin’s plan – a 423(b) Employee […]

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What’s Going On in the Blogosphere: Episode 17

The personal finance blogosphere - the world of blogs - is vast

Each week I’m going to try to put together a list of 3-5 great blog posts I’ve read from other personal finance bloggers. These posts are a collection of things I find interesting and thought-provoking, and if you like the content I’m posting I’d encourage you to check out some of the posts in this list. There are many more posts I recommend throughout the week on Twitter – if you aren’t following me yet, please head over there and give me a Follow or follow me on Facebook. Chris Reining: Do what you hate to do what you love Chris Reining retired at 35. He was done with the traditional work environment and decided he wanted more out of his life. But […]

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Why We’re Going To Pay The House Off Early

Homes may not be a path to guaranteed wealth, but we're still paying ours off early.

Before we even signed on the dotted line to have our home built, Kristin and I knew we were going to pay off our house early. Ever since I paid off my car, I’ve avoided all debt. Kristin worked her ass off in college to avoid taking out student loans. It’s fairly accurate to say that in general we are pretty debt-averse. To us debt feels like it weighs us down, limits us, and just is another thing to think about. The less of it we can have, the better off we will be. But a mortgage is a different type of debt than we’d had in the past. It wasn’t credit card debt or a loan on a depreciating […]

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We Cut The Cord (Kind Of)

We're changing the way we take control of our entertainment

It seems more and more people are trying to cut the cord these days. We’re no exception, and we had a perfect opportunity to try it. When we moved into our house, we were unable to transfer our existing cable TV and Internet package through Comcast due to an exclusive deal with another ISP. So, we had a choice to make: when we got new service, would we get actual cable TV through the internet company again? Or would we stick to just internet and find an alternative for watching TV? We did some soul-searching. And by that I mean we figured out if we could make it work. For us, it was making sure we could still watch the shows […]

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Hiring Movers Kept Us Sane on Moving Day

Did you guys hear?! Kristin and I built a home. Our own home! And the great thing that came with it, was the requirement that all of our stuff magically move from our temporary apartment to our beautiful new house. Moving sucks. It’s one of our least favorite things (definitely moreso for Kristin than for me). Since Kristin and I met about four and a half years ago, I had moved 5 times. Kristin had also moved 5 times. It’s a LOT of moving, and something that we were sick of. We wanted to make this 6th move the last one for a while (ever?), but it still needed to get done. Why We Hired Instead of DIY Kristin begged […]

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What’s Going On in the Blogosphere: Episode 16

The personal finance blogosphere - the world of blogs - is vast

Editorial Note: You guys! Earlier this week we passed 500 comments on the blog. This is a really great achievement I’m super proud of, and I just want to thank you guys for being awesome supporters and continuing to read what I’m putting out. I love putting together my Saturday posts because for as much as you guys love what I write, I also love what other people write, and I really enjoy getting to share that with you. Each week I’m going to try to put together a list of 3-5 great blog posts I’ve read from other personal finance bloggers. These posts are a collection of things I find interesting and thought-provoking, and if you like the content I’m posting I’d encourage you to […]

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6 Things I’ve Learned From Blogging For 6 Months

Cheers to the next 6 months!

As of tomorrow, I’ll have been publishing blog posts for six months. It’s been a bit of a ride, and there have definitely been ups and downs. Plenty of times I’ve wanted to throw in the towel, many instances where I have thought about just not posting. But yet I have persisted, and maintained a consistent schedule of posting three times a week, every week. After six months of writing and promoting Married with Money, I’ve come to learn and understand things about blogging that I hadn’t necessarily expected. Here are six things I’ve learned from blogging for the past six months: 1. It’s a lot less writing than I thought it’d be When someone thinks about starting a blog, […]

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Why You Should Talk About Your Finances on The First Date

Is talking about finances on the first date a good idea?

Today I’ve got a guest post from Patty. She blogs over at Working Life Mother about managing finances as a working mom and raising financially educated kids.  Talking about money on the first date? Yikes! Sounds like a complicated and very involved topic, right? It may be, but it is important that it is spoken about. Even if it is not on the first date, it should be brought up before the relationship moves in a serious direction. Data has shown that money matters in relationships and while you want to think that it does not, it does. There are many stresses that come along with money and if you or someone you meet is in a lot of debt, […]

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20 Things I Wish I’d Known In My 20’s

There are plenty of things I wish I'd known in my 20s that didn't come from text books

Do you ever wish you could go back in time? Ah, how younger Dave would have avoided a great many mistakes. Of course, mistakes are often how we learn. It’s how we grow as people, figure out what we like and dislike. Still, a part of me would love to go back and impart upon my younger self a few tidbits of wisdom I’ve gained over my 30 year existence. I’ve come up with a list of 20 things I wish I’d known (or done) in my 20’s or sooner: Save money now, because you’ll definitely want it later. I wish I had maxed out my Roth IRA every year. When I first started it I put some money into […]

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What’s Going On in the Blogosphere: Episode 15

The personal finance blogosphere - the world of blogs - is vast

Each week I’m going to try to put together a list of 3-5 great blog posts I’ve read from other personal finance bloggers. These posts are a collection of things I find interesting and thought-provoking, and if you like the content I’m posting I’d encourage you to check out some of the posts in this list. There are many more posts I recommend throughout the week on Twitter – if you aren’t following me yet, please head over there and give me a Follow or follow me on Facebook. Budgets Are Sexy: What I Learned From Interviewing 19 Millionaires This is a great guest post on about a fellow blogger’s experience talking with almost 20 millionaires intentionally about their journeys. Having someone to […]

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