The One Thing Every Active Married Couple Needs

When you get married, traditionally there are a few things that are standard. Typically engagements will get kicked-off with a ring. The budget for these varies wildly, from $100 (or less) to tens of thousands of dollars. Sure, the old adage “three months’ salary” may be phasing out, but it’s still there and prevalent. Regardless […]

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Our Hybrid Emergency Fund

Ask people where to keep your emergency fund and you’ll get a nearly-unanimous response of ‘savings account at a bank or credit union’. Generally speaking this is sound advice. You want to keep money somewhere safe and secured, that can be accessed quickly. But there’s a problem with that approach: opportunity cost. I can hear […]

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It Pays to be Disloyal

Loyalty is a strange thing. We’re taught that being loyal is always a good trait, one possessed by honest, hard-working folks. We’re told that loyalty is rewarded. But when you think about the impact of loyalty in your financial life, is that really the case? Do you know if your loyalty is costing you money? […]

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5 Common Budget Myths

Don't fall victim to budget myths

For some reason, the concept of a budget seems to make people’s heads explode sometimes. If you made it through third grade math, you’re well-equipped to handle the numbers associated with budgeting. That’s part of the reason I consider money management issues a psychological and behavioral problem, not a math problem. To address some of […]

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